Buying your first home is exciting, but it comes with plenty of room for costly missteps. Chantelle Pressley, a Dallas-based real estate expert, breaks down the key dos and don’ts every first-time buyer should keep in mind.

First, get pre-approved before you start house hunting, Pressley advises, rather than guessing what you can afford. Once you’re in the process, keep your finances steady — now isn’t the time to open new credit cards or finance a car, since lenders will notice.

She also stresses the importance of saving for closing costs and unexpected expenses, not just the down payment. Pouring every dollar into the down payment can leave buyers without a cushion for surprises.

Pressley recommends working with a trusted real estate agent rather than navigating the process solo. A good agent can guide buyers through paperwork, negotiations, and inspections, catching details an inexperienced buyer might miss.

Finally, she encourages buyers to ask questions freely. No question is a bad one, Pressley says, and buyers should never sign documents they don’t fully understand.

With the right preparation and guidance, she notes, first-time buyers can avoid the most common — and costly — mistakes.

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